Are Your Family's Assets Protected if Your Teen Driver Causes an Accident?
By Tom Wiecek, President of the Society of Family Insurance Specialists

The worst just happened.

Well, almost the worst. You get a call from your child who just started driving without you. "Uh ... hello mom. I was just in an accident."

Fortunately, your child was able to call you but you must ask "Are you okay?"

Then you wonder about the others that are possibly involved.

"Was anyone riding with you?"

"Was anyone hurt?"

"What about the other driver and anyone in their car?"

Your emotions go through the roof and you realize that this could be the worst phone call you could ever get. The good news is your child is okay. The bad news is that someone else is not. And it's a result of your child's negligence.

Let's pray you never get this call or a call from someone else that tells you your child's been in an accident.

But, what happens if you do get a call like this? What if there are some serious injuries or damage to property? Are you protected? To be more specific - Are you protected for a lawsuit? A lawsuit that could cost you everything you have worked so hard for?

It's hard for you or me to put a value on someone's life. But, if someone is paralyzed or even killed in a car accident, how can you repay that person's family or provide for their care if they survive?

Well, here's what will happen. You will pay. The courts will decide how much and over time, you will pay- Unless you're protected adequately by good insurance.

I hate to be so blunt, but this is serious and it's something you must consider- especially, now that you have an inexperienced driver in your household.

So, how can you make sure you are protected?

Contact your local TeenDriverInsurance.com agent. This agent is a member of the Society of Family Insurance Specialists who is an expert in protecting families just like yours.

You see, families with teen drivers have special insurance needs that this agent can help you with. You'll start by having a "21 Point Protection Review" completed. This review will uncover any dangerous gaps in your current coverage, and this agent will help you fill those gaps. Input your zip code above to find an agent near you.

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